Guidance When Financial Troubles Meet Family Changes: Bankruptcy In Divorce
When debts from a marriage in Indiana become unmanageable, filing for Chapter 7 bankruptcy can offer relief. However, combining bankruptcy with a divorce is a tricky balancing act that requires a Fort Wayne lawyer’s help.
Adolf Law Office has walked alongside clients dealing with debt and divorce at the same time. From Jefferson Boulevard, we serve individuals across Allen County and northeast Indiana, helping clients regain financial control through clear steps and reliable support.
Filing Chapter 7 Bankruptcy During Or After Divorce
When you are splitting from a spouse, the division of assets and debts becomes part of the divorce. But if you are both drowning in bills or facing garnishments, Chapter 7 bankruptcy may be the right move. It wipes out unsecured debts like:
- Medical bills
- Credit card debt
- Personal loans
- Old utility balances
Filing before a divorce can simplify the financial picture. This is because both spouses can file together and eliminate joint debts, making property division less stressful. Filing after divorce works, too, especially if one person is left carrying the bulk of the bills. However, bankruptcy will not erase obligations like child support or alimony.
What You Should Consider Before Filing
Chapter 7 is quick and can offer relief in just a few months. However, keep this in mind:
- Indiana’s income limits determine Chapter 7 eligibility
- Joint debts discharged in bankruptcy could still affect the other spouse
- Timing your case wrong can impact property division or support payments
These decisions carry long-term consequences without experienced legal help like ours.
You Deserve An Attorney Who Knows Both Bankruptcy and Divorce Law
We bring both experience and personal care to every case. For over a decade, we have helped families and individuals have a fresh start, whether through family law or bankruptcy filings. We do not just process your paperwork; we pull your credit reports for you, help you understand every step and keep things affordable.
This kind of dual-focus representation is not common, and it is what sets us apart. You will not be shuffled between firms or left in the dark. Instead, you will work with a team that knows your situation and helps you solve it from both angles.
Contact Adolf Law Office Today
We know most people facing debt and divorce just want peace of mind. The sooner you reach out via 260-208-4112, the sooner we can help you take control of your financial situation. You can also fill out the online form here.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.